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Choose the application type that works best for your situation.
Your Information
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Your Name
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Loan Details
Please provide information about your loan and property.
Loan details
Property
Gifts or Grants You Have Been Given or Will Receive for this Loan
Other New Mortgage Loans on the Property You are Buying or Refinancing
Borrower Information
Please provide your personal and employment information.
Borrower information
Current Address
Mailing Address
Current Employment/Self-Employment and Income
Gross Monthly Income
Income from Other Sources
Assets and Liabilities
Please provide information about your financial accounts and obligations.
Assets
Bank Accounts, Retirement, and Other Accounts You Have
Other Assets You Have
Other Credits You Have
Liabilities
Credits Cards, Other Debts, and Lease that You Owe
Other Liabilities and Expenses
Real Estate
Declarations
Please answer the following questions for both Borrower and Co-Borrower.
Military Service of Borrower
Demographic Information of Borrower
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race." The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have not applied in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
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What happens next?
We'll review your application
Our team is already looking at your information
Your loan officer will contact you
They'll reach out to
Track your application progress
View updates and upload documents in your portal
Need to reach us right away?
Call us at (877) 777-7262
First up, what are you looking to do?
We'll customize everything based on your goal.
Where are you in your home buying journey?
This helps us tailor your next steps.
Which area are you looking to buy in?
Do you need help finding a property there?
Our trusted agents can help you find the right place.
Roughly, what are you thinking price wise?
What's the property's address?
Fantastic! What's your closing date?
If you're not sure, your best guess works.
Just so you know...
Right now, we can only offer DSCR loans for properties outside of Florida. This is an investment property loan that qualifies based on what the property can earn in rent — not your personal income.
What this means for you:
- You'll need a minimum 20% down payment
- Qualification is based on what rent you can charge
- No personal income verification required
What's the agreed purchase price?
An educated guess is fine at this stage.
Roughly how much do you have for a down payment?
Roughly what do you owe on your home loan?
How much cash would you like to take out?
An estimate is perfectly fine.
What type of property is it?
How many units does it have?
Do you live there?
Do you plan on living there?
Do you plan on living there?
How much rent could this property generate?
Enter the monthly rent you'd expect to charge tenants. This helps us determine if the property income can cover the loan.
As an investor... Which income would you like to use to apply?
Pick the qualification method that works best — you can always change this later.
What's your employment status?
This helps us understand your financial picture.
What's your total annual gross income?
A rough estimate works — include any co-borrower income as well.
Roughly, what's your credit score?
A general range helps us give you faster, more accurate options.
Almost done! Create an account to save your progress
You'll be able to track your application 24/7.
Thank you, !
Your application has been submitted successfully.
What happens next?
We'll review your application
Our team is already looking at your information
You'll get a call within 10 minutes
A loan specialist will reach out to
We'll guide you through next steps
They'll answer questions and help finalize your loan
Need to reach us right away?
Call us at (877) 777-7262