Bank statement loans let you qualify using deposits, not tax returns. Complete your application in under 10 minutes.
Application designed specifically for business owners, independent contractors, and gig economy professionals — complete it in under 10 minutes.
Qualify using your bank statement deposits or 1099 income instead of traditional tax documentation. Often results in a larger loan approval.
We start by evaluating conventional loan eligibility — if that doesn't work, we have bank statement loan programs to get you approved.
Your dedicated Loan Officer keeps you informed every step of the way, minimizing delays and ensuring clear communication throughout.
Minimum 20% down payment
At least 2 years' self-employment
For primary, second and investment properties
Interest-only options available
As a contractor with lots of write-offs, traditional loans were impossible. Bank statement loan got me approved with a higher amount than I expected. Bedrock made the process so simple!
I own my own business and write off everything. Just used my bank statements and got approved in days. The team was super helpful explaining everything. Highly recommend for business owners!
As a freelance designer with irregular income, I thought buying was impossible. Bank statement loan changed everything. Quick process and my loan officer was amazing throughout!