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Your financial information

You Can Afford
$360,000
Estimated home price
$2,024
Monthly Payment
$40,000
Cash to Buy
38%
Debt-to-Income Ratio
$4,143
Remaining Budget
This calculator provides an estimate based on general lending guidelines. Your actual home affordability depends on your credit score, complete financial profile, and current market conditions. Most lenders use a debt-to-income ratio of 43% or less. Contact us for a personalized pre-approval.

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As Low As 3%

Conventional

Best long-term rates for W-2 borrowers with 620+ credit. Go conventional when you can.

→ 3.5% Down

FHA

Lower credit scores welcome. Perfect if you're stretching affordability with a smaller down payment.

→ Florida Grants

Down Payment
Assistance

State and county DPA programs can cover part of your down payment. We match you automatically.

→ Self-Employed

Bank Statement

High real income, low paper income? Bank statement loans qualify on actual deposits.

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