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Your financial information

You Can Afford
$360,000
Estimated home price
$2,024
Monthly Payment
$40,000
Cash to Buy
38%
Debt-to-Income Ratio
$4,143
Remaining Budget

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This calculator provides an estimate based on general lending guidelines. Your actual home affordability depends on your credit score, complete financial profile, and current market conditions. Most lenders use a debt-to-income ratio of 43% or less. Contact us for a personalized pre-approval.

Programs that fit your budget

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As Low As 3%

Conventional

Best long-term rates for W-2 borrowers with 620+ credit. Go conventional when you can.

→ 3.5% Down

FHA

Lower credit scores welcome. Perfect if you're stretching affordability with a smaller down payment.

→ Florida Grants

Down Payment
Assistance

State and county DPA programs can cover part of your down payment. We match you automatically.

→ Self-Employed

Bank Statement

High real income, low paper income? Bank statement loans qualify on actual deposits.

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