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Tell us about your purchase

Estimated Cash to Buy
$92,000
Total amount needed at closing
Choose Down Payment
Closing Costs Estimate $12,000
Down Payment $80,000
Cash to Buy $92,000
This calculator provides an estimate of the cash you'll need to buy a home. Closing costs typically range from 2-5% of the purchase price and can vary based on location, loan type, and lender. Down payment requirements vary by loan program - some allow as little as 3% down. Contact us for a detailed breakdown of your specific costs.

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3.5% Down

FHA

Most first-time buyer-friendly program. Credit as low as 580. Sellers can pay closing costs.

→ As Low As 3%

Conventional

Best long-term cost if you have 620+ credit. Drop PMI once you hit 20% equity.

→ Florida Grants

DPA Programs

Down payment assistance grants that can cover your entire down payment. We match you automatically.

→ Self-Employed

Bank Statement

10% down minimum. Qualify on 12–24 months of bank deposits, no tax returns needed.

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