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Your property details

How much cash would you like to receive?
Available Cash Out
$50,000
Based on 80% LTV
$330,000
New Loan Amount
73%
Loan-to-Value (LTV)
Current Equity $170,000
New Monthly Payment $1,982
Est. Interest Rate 6.25%

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This calculator provides an estimate only. Most lenders limit cash-out refinancing to 80% loan-to-value (LTV) for conventional loans. Actual available cash, interest rates, and terms depend on your credit score, property type, occupancy status, and current market conditions. Closing costs typically range from 2-5% of the loan amount. Contact us for a detailed cash-out refinance analysis.

Ways to access your equity

Calculate options →
Most Flexible

Cash-Out Refinance

Replace your mortgage at a higher balance. Pocket the difference at mortgage rates, not credit card rates.

→ For Investors

DSCR Cash-Out

Pull equity from rentals to fund your next deal. Qualify on rental income, no personal income needed.

→ Rate & Term

Rate Refi

Not ready to cash out? Just lower your rate. Even 0.5% less saves tens of thousands.

→ Luxury Homes

Jumbo Cash-Out

Above conforming limits on high-value Florida properties. No jumbo premium on cash-out.

→

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The calculator uses averages. Your actual rate depends on your credit score and property. Takes 3 minutes to check, no hard pull.

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